Sell your house for cash in Louisiana

How to sell a house for cash in Louisiana, step by step

1. Get your numbers first. Call your lender for a payoff statement and check your county tax bill. Run a quick estimate with our cash offer calculator so you know what a fair offer looks like.
2. Request several offers. One offer tells you nothing. Get at least two, from local investors, iBuyers that serve your area, or Cash Offer Desk where we buy, and check each one with the calculator.
3. Compare more than price. Look at the closing date, who pays closing costs, the inspection period, earnest money, and whether the buyer will assign the contract.
4. Close with a professional. The act of sale must be passed before a notary, and in practice most closings are handled by attorney-notaries or title companies working with them.
5. Get paid at closing. Your mortgage and any liens are paid from the sale proceeds, and the rest is wired to you or paid by check.

Wholesalers in Louisiana

HB 468 (Act 807 of 2026, effective August 1, 2026; La. R.S. 37:1431 and 1448.5) requires wholesalers to tell sellers in writing, before signing, that they intend to resell the contract for more. They must also advise sellers to get legal advice and give at least five calendar days to cancel. Wholesalers may not cloud title or claim to act for the seller.

Wherever you live, ask every buyer one question: “Are you buying this house yourself, or will you assign the contract?” A wholesaler can still be a fine option if they are upfront about it. Read our guide to wholesaling for sellers before you sign.

Closing costs and taxes

Louisiana has no state transfer tax. Parish recording fees apply, and New Orleans charges a flat real estate transfer fee.

Many cash buyers offer to pay closing costs. Get that in the contract, and ask which costs it covers. Capital gains rules are federal and state; a tax professional can tell you what you will owe.

Do you have to disclose problems?

Sellers must give the Property Disclosure Document (La. R.S. 9:3196 to 3200), with exemptions for some transfers such as certain estate (succession) and foreclosure sales. As-is sales often include a waiver of redhibition, Louisiana's warranty against hidden defects.

If you are behind on payments

Foreclosures go through court, either as ordinary process or the faster 'executory process' when the mortgage includes a confession of judgment. There is no right to redeem after the sheriff's sale.

Selling before a foreclosure sale can protect your equity and your credit, but watch for foreclosure rescue scams. Never sign your deed over to anyone outside of a formal closing. A free HUD-approved housing counselor can walk you through every option. More in our foreclosure guide.