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Cash Offer Desk

State guides

Selling a house for cash, state by state

The basics of a cash sale are the same everywhere. Taxes, who runs the closing, what you must disclose and how wholesalers are regulated are not. Pick your state for the details and sources.

Which states regulate real estate wholesaling?

As of October 2026, our research found specific wholesaling laws in 22 states: Alabama, Arizona, Connecticut, Delaware, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Missouri, Nebraska, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and Wisconsin. Elsewhere, general real estate licensing law may still apply.

Cash home sale rules by state
StateState transfer taxAttorney at closingSeller disclosureWholesaling lawForeclosure
AlabamaYesNot requiredcaveat emptorYesnon-judicial
AlaskaNoNot requiredrequiredNonon-judicial
ArizonaNoNot requiredlimitedYesnon-judicial
ArkansasYesNot requiredcaveat emptorNoboth
CaliforniaYesNot requiredrequiredNoboth
ColoradoYesNot requiredlimitedNonon-judicial
ConnecticutYesRequiredrequiredYesjudicial
DelawareYesRequiredrequiredYesjudicial
District of ColumbiaYesNot requiredrequiredNoboth
FloridaYesNot requiredlimitedNojudicial
GeorgiaYesRequiredcaveat emptorNonon-judicial
HawaiiYesNot requiredrequiredNoboth
IdahoNoNot requiredrequiredNonon-judicial
IllinoisYesCustomaryrequiredYesjudicial
IndianaNoNot requiredrequiredYesjudicial
IowaYesNot requiredrequiredYesjudicial
KansasNoNot requiredlimitedNojudicial
KentuckyYesCustomaryrequiredYesjudicial
LouisianaNoCustomaryrequiredYesjudicial
MaineYesNot requiredrequiredNojudicial
MarylandYesNot requiredrequiredYesboth
MassachusettsYesRequiredcaveat emptorNonon-judicial
MichiganYesNot requiredrequiredNonon-judicial
MinnesotaYesNot requiredrequiredNonon-judicial
MississippiNoCustomaryrequiredNonon-judicial
MissouriNoNot requiredlimitedYesnon-judicial
MontanaNoNot requiredlimitedNonon-judicial
NebraskaYesNot requiredrequiredYesboth
NevadaYesNot requiredrequiredNonon-judicial
New HampshireYesNot requiredlimitedNonon-judicial
New JerseyYesCustomarylimitedNojudicial
New MexicoNoNot requiredlimitedNojudicial
New YorkYesCustomaryrequiredNojudicial
North CarolinaYesRequiredrequiredNonon-judicial
North DakotaNoNot requiredrequiredYesjudicial
OhioYesNot requiredrequiredYesjudicial
OklahomaYesNot requiredrequiredYesboth
OregonNoNot requiredrequiredYesboth
PennsylvaniaYesNot requiredrequiredYesjudicial
Rhode IslandYesCustomaryrequiredNonon-judicial
South CarolinaYesRequiredrequiredYesjudicial
South DakotaYesNot requiredrequiredNoboth
TennesseeYesNot requiredrequiredYesnon-judicial
TexasNoNot requiredrequiredYesnon-judicial
UtahNoNot requiredlimitedNoboth
VermontYesCustomarylimitedNojudicial
VirginiaYesNot requiredlimitedYesnon-judicial
WashingtonYesNot requiredrequiredNoboth
West VirginiaYesRequiredcaveat emptorNonon-judicial
WisconsinYesNot requiredrequiredYesjudicial
WyomingNoNot requiredcaveat emptorNonon-judicial

General information compiled from state statutes, agencies and title industry sources, checked October 2026. Each state page lists its sources. Not legal advice.