Sell your house for cash in Oregon

How to sell a house for cash in Oregon, step by step

1. Get your numbers first. Call your lender for a payoff statement and check your county tax bill. Run a quick estimate with our cash offer calculator so you know what a fair offer looks like.
2. Request several offers. One offer tells you nothing. Get at least two, from local investors, iBuyers that serve your area, or Cash Offer Desk where we buy, and check each one with the calculator.
3. Compare more than price. Look at the closing date, who pays closing costs, the inspection period, earnest money, and whether the buyer will assign the contract.
4. Close with a professional. Oregon is an escrow state. Escrow and title companies handle closings; attorneys are not required.
5. Get paid at closing. Your mortgage and any liens are paid from the sale proceeds, and the rest is wired to you or paid by check.

Wholesalers in Oregon

Yes. HB 4058 (2024) requires anyone doing residential property wholesaling to hold a real estate license or register with the Oregon Real Estate Agency ($300) starting July 1, 2025. Wholesalers must give written bold-type disclosures, including a 3-day cancellation right.

Wherever you live, ask every buyer one question: “Are you buying this house yourself, or will you assign the contract?” A wholesaler can still be a fine option if they are upfront about it. Read our guide to wholesaling for sellers before you sign.

Closing costs and taxes

Oregon has no state transfer tax, and its constitution bars new local ones. Washington County is the exception, with a grandfathered tax of $1 per $1,000 of price.

Many cash buyers offer to pay closing costs. Get that in the contract, and ask which costs it covers. Capital gains rules are federal and state; a tax professional can tell you what you will owe.

Do you have to disclose problems?

Most sellers must give the Seller's Property Disclosure Statement (ORS 105.464), and the buyer can revoke an offer within 5 business days of getting it. Court-appointed personal representatives, trustees, receivers and guardians, foreclosures and some other transfers are exempt (ORS 105.470).

If you are behind on payments

Most Oregon foreclosures are non-judicial trustee sales under deeds of trust. Judicial foreclosure is also available and carries a post-sale redemption period.

Selling before a foreclosure sale can protect your equity and your credit, but watch for foreclosure rescue scams. Never sign your deed over to anyone outside of a formal closing. A free HUD-approved housing counselor can walk you through every option. More in our foreclosure guide.