Sell your house for cash in Ohio

How to sell a house for cash in Ohio, step by step

1. Get your numbers first. Call your lender for a payoff statement and check your county tax bill. Run a quick estimate with our cash offer calculator so you know what a fair offer looks like.
2. Request several offers. One offer tells you nothing. Get at least two, from local investors, iBuyers that serve your area, or Cash Offer Desk where we buy, and check each one with the calculator.
3. Compare more than price. Look at the closing date, who pays closing costs and the transfer tax, the inspection period, earnest money, and whether the buyer will assign the contract.
4. Close with a professional. Title companies usually handle Ohio closings and escrow. Attorneys are optional.
5. Get paid at closing. Your mortgage and any liens are paid from the sale proceeds, and the rest is wired to you or paid by check.

Wholesalers in Ohio

Yes. Senate Bill 155, signed December 1, 2025 and effective March 2, 2026, defines wholesalers and requires a separate, signed, bold written disclosure to the owner of a 1 to 4 unit home before any purchase contract (R.C. 5301.95).

Wherever you live, ask every buyer one question: “Are you buying this house yourself, or will you assign the contract?” A wholesaler can still be a fine option if they are upfront about it. Read our guide to wholesaling for sellers before you sign.

Closing costs and taxes

Ohio's conveyance fee is a mandatory state 1 mill ($1 per $1,000) plus up to 3 more mills set by the county, so up to $4 per $1,000 (0.4%). The seller customarily pays.

Many cash buyers offer to pay closing costs. Get that in the contract, and ask which costs it covers. Capital gains rules are federal and state; a tax professional can tell you what you will owe.

Do you have to disclose problems?

Sellers of 1 to 4 unit homes must give the Residential Property Disclosure Form (R.C. 5302.30). Court-ordered sales, foreclosures and fiduciaries such as executors who never lived in the home are exempt.

If you are behind on payments

All Ohio foreclosures go through court, followed by a sheriff's sale. A typical timeline was not verified from a reputable source.

Selling before a foreclosure sale can protect your equity and your credit, but watch for foreclosure rescue scams. Never sign your deed over to anyone outside of a formal closing. A free HUD-approved housing counselor can walk you through every option. More in our foreclosure guide.