Sell your house for cash in South Carolina

How to sell a house for cash in South Carolina, step by step

1. Get your numbers first. Call your lender for a payoff statement and check your county tax bill. Run a quick estimate with our cash offer calculator so you know what a fair offer looks like.
2. Request several offers. One offer tells you nothing. Get at least two, from local investors, iBuyers that serve your area, or Cash Offer Desk where we buy, and check each one with the calculator.
3. Compare more than price. Look at the closing date, who pays closing costs and the transfer tax, the inspection period, earnest money, and whether the buyer will assign the contract.
4. Close with a professional. South Carolina Supreme Court rulings require a licensed attorney to supervise real estate closings, including title work and disbursing funds.
5. Get paid at closing. Your mortgage and any liens are paid from the sale proceeds, and the rest is wired to you or paid by check.

Wholesalers in South Carolina

Yes. Act 204 of 2024 (H.4754) defines wholesaling as marketing the property itself while holding only a contract to buy it, which requires a real estate license. Advertising only the contract position, without marketing the house, is allowed, and licensees may not wholesale.

Wherever you live, ask every buyer one question: “Are you buying this house yourself, or will you assign the contract?” A wholesaler can still be a fine option if they are upfront about it. Read our guide to wholesaling for sellers before you sign.

Closing costs and taxes

South Carolina's deed recording fee is $1.85 per $500 of price (0.37%): $1.30 state and $0.55 county (S.C. Code 12-24-10). The seller customarily pays.

Many cash buyers offer to pay closing costs. Get that in the contract, and ask which costs it covers. Capital gains rules are federal and state; a tax professional can tell you what you will owe.

Do you have to disclose problems?

The Residential Property Condition Disclosure Act (S.C. Code 27-50-10 and following) requires a disclosure statement for 1 to 4 unit homes. Some transfers, such as by fiduciaries administering an estate and foreclosures, are exempt.

If you are behind on payments

All South Carolina foreclosures go through court. A typical timeline was not verified from a reputable source.

Selling before a foreclosure sale can protect your equity and your credit, but watch for foreclosure rescue scams. Never sign your deed over to anyone outside of a formal closing. A free HUD-approved housing counselor can walk you through every option. More in our foreclosure guide.