Sell your house for cash in Texas

How to sell a house for cash in Texas, step by step

1. Get your numbers first. Call your lender for a payoff statement and check your county tax bill. Run a quick estimate with our cash offer calculator so you know what a fair offer looks like.
2. Request several offers. One offer tells you nothing. Get at least two, from local investors, iBuyers that serve your area, or Cash Offer Desk where we buy, and check each one with the calculator.
3. Compare more than price. Look at the closing date, who pays closing costs, the inspection period, earnest money, and whether the buyer will assign the contract.
4. Close with a professional. Title companies handle Texas closings and escrow. Attorneys are optional.
5. Get paid at closing. Your mortgage and any liens are paid from the sale proceeds, and the rest is wired to you or paid by check.

Wholesalers in Texas

Yes. Texas Occupations Code 1101.0045 (SB 2212, 2017) lets unlicensed people assign a purchase contract only if they do not use it to broker and disclose their equitable interest in writing. Since January 1, 2024 (SB 1577), that disclosure must go to the seller as well as potential buyers.

Wherever you live, ask every buyer one question: “Are you buying this house yourself, or will you assign the contract?” A wholesaler can still be a fine option if they are upfront about it. Read our guide to wholesaling for sellers before you sign.

Closing costs and taxes

Texas has no state or local real estate transfer tax. Sellers usually pay for the owner's title policy by custom.

Many cash buyers offer to pay closing costs. Get that in the contract, and ask which costs it covers. Capital gains rules are federal and state; a tax professional can tell you what you will owe.

Do you have to disclose problems?

Sellers of single-family homes must give the Seller's Disclosure Notice (Texas Property Code 5.008). Exemptions include fiduciaries administering an estate, guardianship or trust and foreclosure sales.

If you are behind on payments

Most Texas foreclosures are non-judicial, with sales held on the first Tuesday of the month. ATTOM data reported by Nolo showed Texas as the fastest state in 2026 at about 155 days on average.

Selling before a foreclosure sale can protect your equity and your credit, but watch for foreclosure rescue scams. Never sign your deed over to anyone outside of a formal closing. A free HUD-approved housing counselor can walk you through every option. More in our foreclosure guide.